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Wednesday, February 29, 2012
Selling Structured Settlement Payments: Part 2 - Understanding the Present Value of Future Payments
HSBC near insurance sales with AXA, QBE: report
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4 Events: Ray's and Stark, Chaya, Golden Road Brewery, Papilles
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Samsung: One Tablet Closer to Irrelevance
Samsung has a history of its executives contradicting themselves. Especially when it comes to tablet sales. In January 2011, Samsung reported on its earnings call that its tablet sales were "quite small." A minor controversy erupted when the company said that statement was an error in the call's transcription. Samsung backtracked and said that tablet sales were "quite smooth."
Samsung probably should not let its executives talk about tablet sales at all. Today at Mobile World Congress in Barcelona Samsung executive Hankil Yoon said, "honestly, we're not doing very well in the tablet market." He then went on to say that he hopes new Samsung Note tablets would cannibalize sales of older Galaxy Tabs. There are already several versions of Samsung tablets on the market, none of which sell well. Is it time to start killing off a couple versions?
A popular phrase for fiction writers is to, "kill your babies." That means that during the editing process it may be beneficial to kill off some of your more clever plot lines and dialogue because they ruin the flow of the overall story. It is hard to throw your most clever writing away, but sometimes it is just necessary.
Yoon told reporters, "The best thing to survive in the market is to kill your products ... We want to stay competitive in the market."
Apparently, Yoon's comments did not jibe well with Samsung HQ. Gizmodo reports that the device manufacturer released a counter-statement:
"Seeking to kill your own product by releasing increasingly compelling devices might position Samsung as a confident brand. A brand ambitious to improve its products so that the choice for consumers is between several Samsung products rather than between Samsung and its competitors' products."
That is some pretty quick spin work from the Samsung public relations department. We have written before that Samsung has too many tablets on the market and none of them are priced to sell and many require subsidized contract commitments from mobile carriers. The problem with Samsung tablets is not the hardware and not really the software or even the marketing. It is the variation of tablets on the market and the fact that none are really price to sell and often require contracts.
How does Apple do so well with the iPad? Outside of the Apple Occult, it has the first mover advantage in tablet market, a robust app ecosystem, a decent price point for entry-level devices and a lack of contracts. The newest Samsung tablet, the Galaxy Tab 7.7, will go on sale for $500 on contract this week. The Amazon Kindle Fire does well because it is a $199 Android tablet from a respectable vendor. No contracts, no contradictions, no hassles.
Samsung contradicts itself at every turn. Whether that is executives saying one thing and the public relations department saying another or the fact that the company thinks that it can compete with itself in the tablet market. Samsung's flood of Galaxy devices into the smartphone market turned out to be a great decision. That approach is just not working in the tablet market.
What do users want from a tablet? One device that comes at a reasonable price point and does not require the user to spend hundreds of more dollars a year on a service they may or may not need. It is hard to gain momentum with a single product when there are five other similar products at similar price points that do not conform to these general rules.
What does that mean for Samsung? It does not mean that there should be more tablets from the vendor as it hopes to find one that explodes on the market. The company is rumored to be making a 10.1-inch Note tablet, a big sister to the 5-inch Note tweener. In tablet range that gives Samsung the Note, 7-inch Tab Plus, 7.7-Inch Tab, 8.9-inch Tab, 10.1-inch Tab and a 10.1-inch Note.
This is all getting confusing. And ridiculous. It is like Samsung feels the need to make splashes at every major gadget conference with a new device. There were new devices at the Consumer Electronics Show, now at Mobile World Congress and likely a couple more lined up for CTIA in New Orleans in May.
Yoon may have spoken out of school with his comments at MWC but Samsung should heed the call. Kill your babies. Make one device, priced to sell, off contract.
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Tuesday, February 28, 2012
Why Google+ Doesn?t Care If You Never Come Back

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UPDATE 3-NY Fed sells last of the AIG rescue bonds
How To Claim Exemptions From Garnishment
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Real Change in Russia Is Unavoidable
While this year promises hotly contested battles for the presidencies of France and the US, only in Russia does the outcome seem a foregone conclusion. But whereas we might be reasonably sure of the result, we should not assume that there is little at stake.For western eyes, the neat swap of titles from prime minister to president by Vladimir Putin – suitably circumventing Russia's rule that prevents a president from serving more than two terms consecutively – may appear to suggest business as usual in the closed world of Kremlin politics.
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Monday, February 27, 2012
Introduction to Business Accounts Receivable Financing Companies
Harvey Weinstein Is On A Campaign To Lower The Age Rating Of His Film ?Bully? So Kids Can See It
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Olympus risks foreign backlash with new board line-up
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Sunday, February 26, 2012
Clearwire shares fall on Google stake sale
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What Is the Best Advice If Your Credit Is Bad?
Can Any of These GOP Clowns Beat Obama?
The first words Fidel Castro has ever uttered that I have agreed with are those recently published on his blog, in which he opined that the current U.S. Republican nomination race is one of the most inane and stupid events in modern world history. On its record, the Obama administration should be sent packing, bag and baggage. It will have issued $5-trillion of new debt in one term, and publicly held federal debt as a percentage of GDP will have increased from under 50% to about 80%. It is a regime of narcissistic posturing and confidence tricks and bad policy options that richly deserves and...
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Saturday, February 25, 2012
Going Through The Debt Counselling Process
Validation of Debt Letter
Bridging Finance - Aapplying Criteria's
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You May Be In Debt, But You Do Not Have To Stay In Debt
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Friday, February 24, 2012
What Is Emergency Evacuation Insurance
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?John Carter? director Andrew Stanton to skeptics: ?Trust us?

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Clean Up Your Debt by Consolidating It All For the New Year!
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Thursday, February 23, 2012
Bad Credit Installment Loans - Fabulous Advances To Avail A Debt Free Life
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Fashion: Sofia Coppola's Marni/H&M ad has polka dots, a pool
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Wednesday, February 22, 2012
UPDATE 1-Lundin Q4 profit slumps, Aguablanca suspension hits
(Adds details)
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Try to Stay Clear of These Places That Offer Personal Loans for People With Bad Credit
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Tuesday, February 21, 2012
Financial Freedom - Debt Relief - Go Hand In Hand
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Monday, February 20, 2012
David Beckham Honored At The 2nd Annual Cartoon Network Hall Of Game Awards
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GOP Field Not Exactly the Fab Four
Mitt, Rick, Ron and Newt. Seriously?There are roughly 158,842,912 Americans 35 and older, making them eligible to run for president. Of the total, 75,637,212 are men — halve that you get 37,818,606 leaning right.So that means that Mitt Romney, Rick Santorum, Ron Paul and Newt Gingrich are the … very … best … four … men out of the nearly 38 million in America to be president. (And women, before you get all, “Yeah!” let’s just note that of your roughly 41 million right-leaning, eligible-aged sisters, you put...
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UPDATE 1-Alibaba to secure loan, eyes HK unit buyout
Alibaba Group is set to sign on Monday a $3 billion loan it
plans to use to take private its Hong Kong-listed unit,
Alibaba.com, Thomson Reuters...
Sunday, February 19, 2012
Conceptual Framework For Financial Accounting
Made in America Products - Buy Them Now To Support The Country
Lessons You Must Learn From the Current Debt Crisis
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Saturday, February 18, 2012
GOP Struggles Fuel Talk of Brokered Convention
Presidential hopeful Mitt Romney's struggles in Michigan are fueling speculation that Republicans might have to resort to a doomsday scenario and launch a frantic search for a 2012 savior at their nominating convention in late August.Rare in the modern age of U.S. politics, a "brokered convention" could result in Republicans ditching their current crop of candidates and turning to someone else who they feel would have a better chance of defeating Democratic President Barack Obama in the November 6 election.
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Consumers Urged To Look At Possible Missold PPI
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Friday, February 17, 2012
What Factoring Will Do For You
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